Above: Enjoying old life “Its life’s Return-of-Investment”; as what my friend has told me. Getting old is inevitable and it will be lovely to imagine that one day when days of hard work is finally over and all we could think of is how to spend the remaining days with your loved ones. It is a healthy attitude to plan for the future. If we grow old, decisions are not that important anymore since we already have grown up sons and daughters to ... Read More

{mosimage}As life expectancy increases, it is possible that retirement will become something some of us will not be able to afford. So the earlier you can start planning for your retirement, the better. You are under no obligation to retire at the State Retirement Age. If you want, you can delay the drawing of your state pension. During the period that you defer receiving your State Pension it will be increased, so that once the pension is started the weekly payment will be ... Read More